{"id":801,"date":"2019-06-22T21:53:09","date_gmt":"2019-06-22T21:53:09","guid":{"rendered":"http:\/\/www.ausena.com.au\/mortgage-broking\/?page_id=801"},"modified":"2019-06-27T12:38:39","modified_gmt":"2019-06-27T02:38:39","slug":"self-employed-loans","status":"publish","type":"page","link":"https:\/\/www.ausena.com.au\/mortgage-broking\/about-us\/our-services\/self-employed-loans\/","title":{"rendered":"Self-Employed Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"801\" class=\"elementor elementor-801\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3034692 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3034692\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-84356c6\" data-id=\"84356c6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a4fd5b elementor-widget elementor-widget-image\" data-id=\"6a4fd5b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1400\" height=\"400\" src=\"https:\/\/www.ausena.com.au\/mortgage-broking\/wp-content\/uploads\/sites\/4\/2019\/06\/Self-Employed-Loan.jpg\" class=\"attachment-full size-full wp-image-877\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/www.ausena.com.au\/mortgage-broking\/wp-content\/uploads\/sites\/4\/2019\/06\/Self-Employed-Loan.jpg 1400w, https:\/\/www.ausena.com.au\/mortgage-broking\/wp-content\/uploads\/sites\/4\/2019\/06\/Self-Employed-Loan-300x86.jpg 300w, https:\/\/www.ausena.com.au\/mortgage-broking\/wp-content\/uploads\/sites\/4\/2019\/06\/Self-Employed-Loan-768x219.jpg 768w, https:\/\/www.ausena.com.au\/mortgage-broking\/wp-content\/uploads\/sites\/4\/2019\/06\/Self-Employed-Loan-1024x293.jpg 1024w, https:\/\/www.ausena.com.au\/mortgage-broking\/wp-content\/uploads\/sites\/4\/2019\/06\/Self-Employed-Loan-600x171.jpg 600w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f2f237 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f2f237\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-b6cf95f\" data-id=\"b6cf95f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b07f88 elementor-widget elementor-widget-text-editor\" data-id=\"4b07f88\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h4><strong>Are you Self-Employed and need finance to buy a house or grow your business?<\/strong><\/h4><p>At Ausena Finance &amp; Mortgage Broking we understand business and want to help you with the tools you need to manage your business or personal finances.\u00a0 We understand financials and complex business ownership structures. \u00a0This means we can provide you with the advice you need to make the right financial decision.\u00a0 We have access to competitive full-doc and low-doc loans from the best lenders in the market.<\/p><h6><strong>What is a Low Doc loan?<\/strong><\/h6><p>Low Documentation (Low Doc) Loans are specifically designed for self-employed borrowers who may not have access to financial statements and tax returns required when applying for a loan.\u00a0 Low doc loans are available for home loans and personal loans.<\/p><p>Low doc loans require the applicant to verify what income they make using a declaration document.\u00a0 This means you do not have to provide actual proof of your income, however, the lender may still require you to provide bank statements or a letter from your accountant.<\/p><p>The drawbacks of a Low Doc loan are they generally have a lower maximum LVR. \u00a0This means most lenders will usually only allow you to borrow up to 80% and there is sometimes a slightly higher interest rate due to the increased risk to the lender.<\/p><h6><strong>We can help you: <\/strong><\/h6><ul><li><p>Get a car or personal loan<\/p><\/li><li><p>Get a home loan<\/p><\/li><li><p>Get a business loan<\/p><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-629d7be\" data-id=\"629d7be\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3271882 elementor-widget elementor-widget-sidebar\" data-id=\"3271882\" data-element_type=\"widget\" data-widget_type=\"sidebar.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<aside id=\"text-13\" class=\"widget widget_text\"><h3 class=\"widget-title\"><span>Our Services<\/span><\/h3>\t\t\t<div class=\"textwidget\"><ul>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/first-home-buyer-loans\/\">First Home Buyer Loans<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/honeymoon-loans\/\">Honeymoon Loans<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/residential-investment-loans\/\">Residential and Investment Loans<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/refinance-debt-consolidation-loans\/\">Refinance and Debt Consolidation Loans<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/bridging-loans\/\">Bridging Loans<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/construction-home-improvement-loans\/\">Construction and Home Improvement Loans<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/subdivision-development-loans\/\">Subdivision and Development Loans<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/business-commercial-loans\/\">Business and Commercial Loans<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/self-employed-loans\/\">Self-Employed Loans<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/smsf-investment-loans\/\">Self-Managed Super Fund Investment Loans<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/personal-loans-car-loans-leasing\/\">Personal Loans, Car Loans and Leasing<\/a><\/span><\/li>\n<li><span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.ausena.com.au\/mortgage-broking\/asset-finance\/\">Asset Finance<\/a><\/span><\/li>\n<\/ul>\n<\/div>\n\t\t<\/aside>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Are you Self-Employed and need finance to buy a house or grow your business? At Ausena Finance &amp; Mortgage Broking we understand business and want to help you with the tools you need to manage your business or personal finances.&nbsp;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":400,"menu_order":12,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_FSMCFIC_featured_image_caption":"","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":""},"_links":{"self":[{"href":"https:\/\/www.ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/pages\/801"}],"collection":[{"href":"https:\/\/www.ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/comments?post=801"}],"version-history":[{"count":5,"href":"https:\/\/www.ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/pages\/801\/revisions"}],"predecessor-version":[{"id":1037,"href":"https:\/\/www.ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/pages\/801\/revisions\/1037"}],"up":[{"embeddable":true,"href":"https:\/\/www.ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/pages\/400"}],"wp:attachment":[{"href":"https:\/\/www.ausena.com.au\/mortgage-broking\/wp-json\/wp\/v2\/media?parent=801"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}