Are you Self-Employed and need finance to buy a house or grow your business?

At Ausena Finance & Mortgage Broking we understand business and want to help you with the tools you need to manage your business or personal finances.  We understand financials and complex business ownership structures.  This means we can provide you with the advice you need to make the right financial decision.  We have access to competitive full-doc and low-doc loans from the best lenders in the market.

What is a Low Doc loan?

Low Documentation (Low Doc) Loans are specifically designed for self-employed borrowers who may not have access to financial statements and tax returns required when applying for a loan.  Low doc loans are available for home loans and personal loans.

Low doc loans require the applicant to verify what income they make using a declaration document.  This means you do not have to provide actual proof of your income, however, the lender may still require you to provide bank statements or a letter from your accountant.

The drawbacks of a Low Doc loan are they generally have a lower maximum LVR.  This means most lenders will usually only allow you to borrow up to 80% and there is sometimes a slightly higher interest rate due to the increased risk to the lender.

We can help you:

• Get a car or personal loan

• Get a home loan

• Get a business loan